Long Island homes and waterfront properties at sunset

    Long Island Public Adjusters

    It's How You Settle Your Insurance Claim

    When disaster strikes your Long Island home or business, you need an advocate who knows how to fight for the settlement you deserve.

    10,000+ Claims Settled
    $1B+ in Total Claim Payouts
    Nassau & Suffolk Counties
    No Fee Unless You Win

    4.8 Stars

    Client Rating

    Why Choose Us

    Long Island's Trusted Public Insurance Adjusters

    When you file an insurance claim, the insurance company sends their adjuster to protect their interests. A public adjuster works exclusively for you, ensuring you receive the maximum settlement for your claim.

    Licensed & Experienced

    Fully licensed public adjusters with decades of experience handling Long Island property claims.

    Your Advocate, Not Theirs

    Unlike insurance company adjusters, we work exclusively for you — never the insurance company.

    Thorough Documentation

    We meticulously document every aspect of your damage to ensure nothing is missed in your claim.

    No Upfront Fees

    We work on contingency. You pay nothing unless we successfully settle your claim.

    Proven Results for Long Island Homeowners

    Our track record speaks for itself. We've helped thousands of property owners get the settlements they deserve.

    10K+
    Claims Settled
    22+
    Years Experience
    $0
    Upfront Cost
    24/7
    Emergency Service

    Frequently Asked Questions

    Get answers to the most common questions about working with a public adjuster.

    Should I call a public adjuster before my insurance company?

    Yes. Calling us first ensures your claim is filed correctly from day one, preventing errors that insurers use to underpay claims later.

    How much does a public adjuster charge?

    We work on a contingency basis (no upfront fees). We only get paid a small percentage of the final settlement. In NYS the maximum fee a Public Adjuster can charge is 12.5% however most claims are handled in the 8-10% range.

    Will my insurance premium go up if I hire you?

    No. Hiring a public adjuster is your right and does not trigger rate increases. Rates typically rise based on claim frequency or regional risk, not professional representation.

    Service Areas

    Serving All of Long Island

    From Montauk to the Queens border, we help property owners throughout Nassau and Suffolk Counties with their insurance claims.

    Testimonials

    What Our Clients Say

    Don't just take our word for it. Hear from Long Island homeowners who trusted us with their insurance claims.

    "After a devastating fire, we were overwhelmed. Long Island Public Adjusters handled everything with the insurance company. They got us 40% more than the initial offer."

    Michael R.
    Huntington, NY

    "Our basement flooded and the insurance company tried to lowball us. Kevin and his team documented everything and fought for every dollar. Highly recommend!"

    Sarah T.
    Smithtown, NY

    "Professional, responsive, and truly advocates for their clients. They made a stressful situation so much easier to handle. Worth every penny."

    James & Linda P.
    Hempstead, NY

    "Hurricane damage left our home in shambles. The insurance company's first offer was insulting. LIPA stepped in and we ended up with triple the original settlement."

    Robert M.
    Babylon, NY

    "I was skeptical at first, but they proved their worth immediately. Thorough documentation and relentless negotiation. They truly fight for their clients."

    Patricia K.
    Oyster Bay, NY

    "After our claim was denied, we thought we had no options. Long Island Public Adjusters reopened our case and got us the full payout we deserved."

    David & Maria S.
    Riverhead, NY

    "From start to finish, they handled everything professionally. No stress on our end. The settlement exceeded our expectations by a significant margin."

    Jennifer L.
    Garden City, NY

    "Water damage from a burst pipe caused chaos. Their team responded within hours and managed the entire claim process. Outstanding service and results."

    Thomas W.
    Islip, NY

    "After a devastating fire, we were overwhelmed. Long Island Public Adjusters handled everything with the insurance company. They got us 40% more than the initial offer."

    Michael R.
    Huntington, NY

    "Our basement flooded and the insurance company tried to lowball us. Kevin and his team documented everything and fought for every dollar. Highly recommend!"

    Sarah T.
    Smithtown, NY

    "Professional, responsive, and truly advocates for their clients. They made a stressful situation so much easier to handle. Worth every penny."

    James & Linda P.
    Hempstead, NY

    "Hurricane damage left our home in shambles. The insurance company's first offer was insulting. LIPA stepped in and we ended up with triple the original settlement."

    Robert M.
    Babylon, NY

    "I was skeptical at first, but they proved their worth immediately. Thorough documentation and relentless negotiation. They truly fight for their clients."

    Patricia K.
    Oyster Bay, NY

    "After our claim was denied, we thought we had no options. Long Island Public Adjusters reopened our case and got us the full payout we deserved."

    David & Maria S.
    Riverhead, NY

    "From start to finish, they handled everything professionally. No stress on our end. The settlement exceeded our expectations by a significant margin."

    Jennifer L.
    Garden City, NY

    "Water damage from a burst pipe caused chaos. Their team responded within hours and managed the entire claim process. Outstanding service and results."

    Thomas W.
    Islip, NY

    "After a devastating fire, we were overwhelmed. Long Island Public Adjusters handled everything with the insurance company. They got us 40% more than the initial offer."

    Michael R.
    Huntington, NY

    "Our basement flooded and the insurance company tried to lowball us. Kevin and his team documented everything and fought for every dollar. Highly recommend!"

    Sarah T.
    Smithtown, NY

    "Professional, responsive, and truly advocates for their clients. They made a stressful situation so much easier to handle. Worth every penny."

    James & Linda P.
    Hempstead, NY

    "Hurricane damage left our home in shambles. The insurance company's first offer was insulting. LIPA stepped in and we ended up with triple the original settlement."

    Robert M.
    Babylon, NY

    "I was skeptical at first, but they proved their worth immediately. Thorough documentation and relentless negotiation. They truly fight for their clients."

    Patricia K.
    Oyster Bay, NY

    "After our claim was denied, we thought we had no options. Long Island Public Adjusters reopened our case and got us the full payout we deserved."

    David & Maria S.
    Riverhead, NY

    "From start to finish, they handled everything professionally. No stress on our end. The settlement exceeded our expectations by a significant margin."

    Jennifer L.
    Garden City, NY

    "Water damage from a burst pipe caused chaos. Their team responded within hours and managed the entire claim process. Outstanding service and results."

    Thomas W.
    Islip, NY
    Get Started

    Ready to Get the Settlement You Deserve?

    Don't let the insurance company undervalue your claim. Call us today for a free, no-obligation consultation.

    Available 24/7 for emergencies • No fee unless we win

      CLAIM SERVICES

      Property Insurance Claim Services in Long Island, NY

      Long Island Public Adjusters helps Nassau and Suffolk County property owners manage insurance claims from inspection through settlement. We handle fire and smoke, water damage, storm and hurricane, flood, frozen pipes, mold, sewer backup, and rental/commercial losses—plus denied and underpaid claim disputes. Call 516-410-0164 for a free claim review.

      01

      Fire & Smoke Damage Claims

      Complete fire and smoke damage claim handling. We document all structural damage, smoke infiltration, and personal property losses.

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      02

      Water Damage Claims

      Burst pipes, roof leaks, appliance failures, and water intrusion. We ensure all visible and hidden damage is documented.

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      03

      Storm & Hurricane Claims

      Wind damage, fallen trees, and hurricane destruction. We handle claims for Long Island's unpredictable weather events.

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      04

      Flood Damage Claims

      Flood damage from storms, rising water, and drainage issues. Expert handling of flood insurance claims.

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      05

      Frozen & Burst Pipe Claims

      Winter pipe bursts and ice dam damage. We know Long Island winters and the damage they cause.

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      06

      Mold Damage Claims

      Mold remediation claims resulting from water damage. We document the source and extent of mold growth.

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      07

      Denied Claim Review & Appeal

      Had your claim denied? We review the denial, gather additional evidence, and fight for reconsideration.

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      08

      Underpaid Claim Supplemental

      Insurance company lowballing you? We document additional damages and negotiate for full compensation.

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      09

      Smoke Damage & Puffback Claims

      Furnace puffbacks, soot damage, and smoke contamination. We document hidden damage and ensure proper restoration coverage.

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      10

      Landlord & Rental Property Claims

      Investment property damage claims including loss of rental income and tenant-related damages.

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      11

      Commercial Property Claims

      Business property damage claims including business interruption and loss of income coverage.

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      12

      Sewer Backup & Sump Pump Failure

      Sewer line backups and sump pump failures. Complex claims that require expert documentation.

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      13

      Condo, Co-op & HOA Claims

      Association and unit owner claims where the master policy and HO-6 coverage overlap, including loss assessment.

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      14

      Vandalism & Theft Claims

      Burglary, break-in damage, graffiti, and stolen contents documented item by item for full replacement cost.

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      15

      Large Loss & Total Loss Claims

      Total fires and major commercial losses: replacement cost, code upgrades, contents, ALE and business interruption.

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      Serving Nassau & Suffolk County (all of Long Island). See our full coverage map →

      How It Works

      Our Claim Process

      We handle everything from start to finish, keeping you informed at every step.

      01

      Free Consultation

      We review your situation and explain how we can help.

      02

      Damage Assessment

      Thorough inspection and documentation of all damages.

      03

      Claim Preparation

      Complete claim package with estimates and evidence.

      04

      Negotiation & Settlement

      We negotiate with the insurance company for maximum settlement.

      No upfront fees • We only get paid when you get paid

      Frequently Asked Questions about Insurance Claims

      Get answers to common questions about the insurance claims process.

      Need Help With Your Claim?

      Get a free consultation with one of our licensed public adjusters. We'll review your situation and explain your options.

      Schedule Free Consultation